In a state renowned for amazing tourist attractions, Wilmington is a standout. The coastal city boasts beaches, historic attractions, and plenty of action for adventure-seekers. However, accidents can happen at any time, including on vacations. Whether you have a slip and fall at the Carolina Beach boardwalk or suffer a boating injury near Wrightsville Beach, you may soon find yourself wondering what to do if you are injured on vacation in Wilmington.
- Seek Medical Attention Immediately
Your health should be your primary concern. At the same time, it may be tempting to try and tough it out until you get back to your home city and a more familiar hospital. However, postponing treatments can lead to complications that could seriously and adversely affect your health. Wilmington is large, covering 52.9 square miles of coastal North Carolina, so you may be wondering where to go for medical treatment. If your injury is life-threatening, call 911 and let the paramedics take you to the nearest location. Otherwise, Novant Health New Hanover Regional Medical Center is a top hospital in Wilmington. They provide emergency services and provide specialized care. - Report the Incident and Gather Evidence
After ensuring your health and safety, report the incident to the authorities. Reporting the incident in a timely manner serves two important purposes. First, it creates a paper trail and shows that you took your injury seriously. Second, it helps the property owner quickly address the hazard so no one else faces that danger.If you were injured at The Blockade Runner Beach Resort, notify hotel management and request a written incident report. If your injury resulted from a car accident, contact local law enforcement, and don’t forget to obtain a copy of the police report. Take photos of the accident scene even if you need to come back after medical treatment. Gather statements from witnesses or at least get their contact information. - Understand North Carolina’s Injury Laws
North Carolina has unique personal injury laws. Although you retain the important right to seek compensation from the negligent party after an injury, the state’s pure contributory negligence rule means that any shared liability means that you won’t be able to pursue a claim. In other words, even if you were only 1% at fault for contributing to your injury, you would be barred from taking the negligent party to court. One example of shared liability would be a situation where you were hit by a vehicle while crossing near Riverwalk Park. The driver’s insurance might argue that you weren’t paying attention and so contributed to the injury. - Contact an Attorney Before Speaking to Insurance Companies
With a population of 113,910 people, Wilmington is the eighth-largest city in North Carolina and is home to many insurance companies. An adjuster with one of these companies may reach out to you to pressure or trick you into accepting an unfair settlement. Without an attorney, anything you say to them could even be used against you later on.The negligent party’s insurance carrier could play a critical role in helping you secure the compensation you are owed. For example, if your injury occurred while parasailing, jet skiing, or engaging in other recreational activities at Johnnie Mercer’s Fishing Pier, the business’s liability coverage may apply. - Explore Your Options for Compensation
Brunswick County is home to 159,964 residents. However, its population swells with visitors who come to enjoy Wilmington’s historic charm, coastal scenery, and vibrant attractions. If a negligent business, property owner, or driver caused your injury, their insurance may be responsible for covering your damages.For example, if you suffered food poisoning at a popular restaurant like Catch, you could have grounds for a premises liability claim. Similarly, if you were involved in a bicycle accident on Wrightsville Avenue, the at-fault driver’s insurance might be required to pay for your damages.
FAQs
Q: What Happens If You Get Hurt on Vacation?
A: If you are injured on vacation, seek medical attention immediately and document the incident. Report the injury to the property owner, hotel, or relevant authority. If another party’s negligence caused your injury, you may have grounds for a legal claim. Contacting a local attorney can help you understand your rights and options for pursuing compensation.
Q: Can I Lose My Job Due to an Injury?
A: Employers cannot legally fire you solely for being injured, but job security depends on company policies and the length of your recovery. If your injury prevents you from working, you may qualify for medical leave under the Family and Medical Leave Act (FMLA) or workers’ compensation if the injury is work-related. Consulting an employment lawyer can clarify your rights.
Q: What Happens if You Have a Medical Emergency on Vacation?
A: If you have a medical emergency while traveling, call 911 or seek medical care at the nearest hospital. Inform travel companions or hotel staff for assistance. If possible, keep copies of medical records and receipts for insurance claims. Some travel insurance policies or health plans may cover emergency medical treatment, depending on your coverage.
Q: Does Trip Insurance Cover Injuries?
A: Trip insurance may cover injuries, but coverage varies by policy. Some plans include emergency medical expenses, evacuation costs, and trip cancellations due to injuries. Pre-existing conditions and high-risk activities may be excluded. Reviewing your policy’s terms or consulting with your provider can help determine what medical costs and related expenses are covered.
Schedule Your Vacation Injury Consultation Today
An injury during your North Carolina vacation can disrupt your plans and leave you facing unexpected medical expenses. At Christina Rivenbark & Associates, we help visitors pursue compensation for injuries caused by negligence, whether at a hotel, beach, or local attraction.
Our legal team understands the challenges of handling a claim while away from home and provides dedicated support every step of the way. We take pride in delivering exceptional results for our clients. Contact our dedicated team of trial-ready lawyers today to schedule a consultation and explore your legal options.